Live on Base · USDC · < 2 min settlement

Cross-border payments.
Built for Gulf businesses.

Send USDC to suppliers in India, Pakistan, China and beyond. Settle in under 2 minutes at 0.30% — 10x cheaper than wire transfer.

< 2 min
Settlement
0.30%
Per transaction
5
Corridors
Live Calculator

Get an instant quote

Live rates from our API. No signup required.

⚡

Enter an amount and click Calculate

Process

How it works

Four steps from initiation to delivery.

01
API Call
Your system calls POST /v1/payments with source wallet, destination, and amount.
02
USDC Transfer
PayAxis moves USDC on Base blockchain via Circle. Confirmed on-chain in seconds.
03
FX Conversion
Corridor partners (Nium, Airwallex) convert USDC to local currency at live rates.
04
Delivery
Recipient receives local currency in their bank account. Webhook fires. Status: delivered.
Coverage

Active corridors

Gulf to South Asia and China. More corridors launching Q3 2026.

🇮🇳
UAE → India
Indian Rupee
0.30%
via Nium
🇵🇰
UAE → Pakistan
Pakistani Rupee
0.30%
via Nium
🇨🇳
UAE → China
Chinese Yuan
0.40%
via Airwallex
🇵🇭
UAE → Philippines
Philippine Peso
0.40%
via Nium
🇧🇩
UAE → Bangladesh
Bangladeshi Taka
0.40%
via Nium
For Developers

REST API. Ready in minutes.

One API for wallets, payments, FX quotes, KYB, and webhooks.

🔑
API key auth
Bearer token, key rotation, per-plan rate limits
🔔
Webhooks
HMAC-signed event notifications for payment status changes
⚡
Auto status sync
Background job syncs Circle transfer status every 30 seconds
# Create a payment curl -X POST https://api.payaxis.co/v1/payments \ -H "Authorization: Bearer pk_live_..." \ -H "Content-Type: application/json" \ -d '{ "source_wallet_id": "de862fc3-...", "destination_wallet_id": "0f6f8568-...", "amount": "50000", "corridor": "UAE-India", "reference": "INV-2026-001" }' # Response { "payment": { "id": "ba218166-...", "status": "processing", "amount": "50000", "corridor": "UAE-India" } }
Pricing

Simple, transparent fees

No monthly fees. No hidden charges. Pay per transaction.

Starter
0.30%
per transaction · $10k/mo limit
  • All 5 corridors
  • REST API access
  • Webhook notifications
  • Dashboard access
Design Partner
Growth
0.20%
per transaction · 90 days free
  • Everything in Starter
  • $100k/month volume
  • Priority support
  • Shape the product roadmap
Enterprise
Custom
negotiated · unlimited volume
  • Everything in Growth
  • SLA guarantees
  • Dedicated account manager
  • Custom corridors
PayAxis vs traditional wire transfer
PayAxisBank WireWestern Union
Fee0.30%2–4%3–5%
Settlement< 2 min1–3 days1–2 days
API access✓✗Limited
Real-time tracking✓✗✗
Get Started

Get a quote or request access

We're onboarding design partners now. 90 days free at 0.20%.

Email
sina@payaxis.co
Founder
Dr Sina Habibi
Documentation
payaxis.co/docs →